Cash flow impacting Growth?

We can offer the services as detailed below through our associates Reichmans Limited, a wholly owned subsidiary of Investec Bank Limited.

Following Services Available

Stock Finance
- We offer finance to purchase stock ( either raw materials or finished goods).
- Minimum facilities is generally R400 000.
- Includes Letter of Credit facilities to effect imports.
- We pay away in terms of Letter of Credit - client given up to 180 days from date thereof to repay us   (ie. give him time to sell goods/recover from Debtors)-norm is usually 120 days.
- We also finance local purchases (up to 120 days).

Debtor Finance
- We advance up to 75% of your Debtors.
- Effectively converts your credit sales into cash sales.
- Financing facility keeps up with pace of your business growth.

Asset Finance
- Both new and used capital equipment.
- Flexible repayment arrangements.
- Option of instalment sale, rental or lease.

Typical Client Profile :
- Generally owner managed.
- Has growth potential.
- Has been in operation for 2+ years and is earning profits.
- A fair degree of Shareholder Funds (Seed capital/Shareholder loans, Retained earnings) - generally   would prefer this to be +R500,000.

Benefits:
- Facility generally in addition to existing bank lines.
- Quick turnaround times.
- Highly experienced personnel.